If you’re like many New Yorkers, you probably take an employer’s affordable group health insurance benefits into consideration before you decide whether or not to begin a new job. Sure, it’s most likely not the deciding factor, but it in all probability it plays some role in your decision-making process. After all, New York employer-sponsored group health insurance plans are generally the most affordable way to get health care, and we all know how expensive health care and individual health insurance plans can be these days.

Even though it’s a great way to keep employees healthy and happy, not all employers offer New York group health insurance benefits to their employees; more so, they’re not required to. What should you do if you really want or need the job in front of you, even though it doesn’t offer employee medical benefits?

You should look into Healthy NY. Healthy NY is a health insurance program for working individuals, self-employed folks, and small business owners in New York. Of course, like many health coverage plans, each group of eligible persons has a set of requirements to meet.

For example, working individuals and self-employed people are eligible for affordable health insurance for New Yorkers as long as they are currently employed or were within the last 12 months and have no access to employer-sponsored group health insurance benefits. Changes in employment and COBRA benefits qualify New Yorkers for Healthy NY, as do separation or divorce and family deaths.

New York small business owners can enroll in Healthy NY, too, as long as there are less than 50 employees and 30 percent of them make less than $35,000 a year. Small business owners who take advantage of this New York affordable health insurance can reap tax deductions, too.

For more information about Healthy NY, or about any other kind of affordable health insurance for New Yorkers, contact the New York State Department of Insurance.

Author: Elizabeth Newberry -
Source: articledashboard.com

September 27, 2004 — The Martial Arts Teachers Association announces its new Association Health Programs for its members to help combat the rising cost of healthcare nationwide. Program includes health insurance, life insurance, long-term care insurance, cancer coverage, disability income, dental insuranceโ€ฆ and more.

The MATA is launching a new โ€œmembership-onlyโ€ benefitโ€ฆMATA Association Health Programs. Through these programs, members are able to take advantage of better insurance coverage at the lowest possible rates with its new comprehensive health insurance programs for individuals and groups. Long-term care and life insurance is being offered with 15-30% below market rates for association members only! Health Benefits Professionals & Association Health Programs (HBP-AHP), a nationally well-known company, has been retained to administer the program.

MATA Executive Director John Graden says, โ€œMartial arts schools tend to be small, mom and pop owned businesses. These are schools that tend to have the most difficult time getting health insurance and good benefit packages. But, as a member of the Martial Arts Teachers’ Association, these schools can not only get the coverage now but at significantly lower premiums.โ€

Alternative plan designing, along with new Health Savings Account legislation, make it now possible to administer and see tremendous savings on healthcare. MATA members will join the clients of HBP-AHP, which include over 85 associations with up to a million members who are being helped by HBP-AHP.

Members who currently purchase their own insurance and members who offer health insurance coverage for their employees need to take a moment to compare their existing plan to a plan that utilizes the MATA buying power. All national โ€˜A’ rated insurance companies are available to you. Members can receive enhanced benefits for themselves, their families, and their employees-both full and part-time!

In addition to health insurance, MATA members need to inquire about the new long-term care insurance program. HBP-AHP will save members up to 15% on long-term care insurance and all policies include home health care, assisted living, and nursing home care. There are three main reasons people choose to purchase a long-term care insurance policy. As average life expectancy lengthens, people do not want to lose their assets, their freedom of living environments, or become a burden to their family and friends. HBP-AHP offers members access to every long-term care insurance company nationwide, which include General Electric (GE), John Hancock, Lincoln Benefit Life, State Life and more!

Members should also take advantage of the life insurance programs offered by HBP-AHP. Members can save up to 30% on premiums for universal life insurance, term life insurance, and whole life insurance. All life carriers are included and you will get the best rates.

The Martial Arts Teachers Association is the world’s largest professional association online for martial arts teachers and school owners. To get a free evaluation of your school’s current benefits please call our office at 888-450-3040 or 913-341-2868 or visit us at www.martialartsteachers.com.

Author: Anonymous
Source: free-articles